Meet Herman, the AI agent that handles 90% of underwriting tasks so your team can focus on the decisions that matter.
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Herman works like your best analyst, but faster, more consistent, and fully traceable. He classifies documents, extracts and verifies data, applies your credit policy, and produces a decision-ready case . Every step is logged, so recommendations are explainable, and auditable. Herman does the heavy lifting, and your team makes the final call.
When Herman takes over the manual work - collecting, verifying, and applying policy - your team gets decision-ready files in minutes, with full traceability and control.
Most mortgage teams are constrained by the same reality: the work spans documents, email, spreadsheets, and multiple systems. Herman sits on top of your existing loan origination system and orchestrates the manual work across the process so cases move faster, with fewer errors and less operational risk.
Average time to decision-ready file
Data extraction accuracy across document types
Of underwriting tasks handled without manual intervention
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From application to decision-ready file, Herman handles the manual work - using Computer Use and API/SDK integration. At all times your team stays in control: Herman does the heavy lifting, your underwriters make the final call.
Herman gathers the available inputs (IDs, income, bank statements, etc.) and identifies each document type.
Output: Organized FILE
Herman reads files, extracts fields, and cross-checks for gaps and inconsistencies so your team starts from verified inputs.
Output: Verified dataset
Herman assesses each case against your credit policy, calculates risk metrics and flags where human review is needed.
Output: Policy + RISK checks
Herman generates a structured case summary with clear reasoning and a full audit trail, cutting review time from hours to minutes.
Output: Decision-ready FILE
Oper is designed for financial institutions. Oper uses industry-standard controls and an ISO/IEC 27001–certified security program to protect customer data and support regulated workflows.
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