[ DOWNLOAD NOW ] AI in Mortgages: a report on how to unlock the power of AI for European lenders 🚀

Your ultimate digital mortgage software

Increase conversions, lower transaction costs and boost borrower experience - from contact to contract

Trusted by industry leaders

Effortless mortgage origination starts here‍

Watch how Oper supports borrowers, advisors and credit analysts end-to-end:

Book a demo

Say hello to digital mortgage origination

Supercharge your mortgage origination and provide digital journeys for your borrowers, advisors and credit analysts. From affordability assessments to closing, Oper's mortgage software helps European lenders to boost efficiency, transparency and closing times.

Find out more

With Oper our lender clients see:

+81%
Faster mortgage decision
+25%
Customer conversion
+90%
Boost in first time right scores

Why Oper mortgage software?

Boost your conversion rates
Increase your mortgage conversion rates with self-served borrower affordability assessment and other tools
Offer great mortgage experiences
Provide digital and personalised mortgage journey that fosters transparency and reduces borrower anxiety
Increase operational efficiency
Streamline every step of your mortgage origination by leveraging our smart data software tools

Your end-to-end mortgage origination solution‍

From advisory to closing, Oper has got you covered.

White-label mortgage software to fit your needs

Oper's digital solution integrates seamlessly with your core banking to provide a coherent user experience
Find out more

Mortgage technology trusted by industry leaders

Klaus KumpfmĂĽller
CEO at HYPO Oberösterreich
"Thanks to Oper's innovative software solutions, we are successfully digitizing our mortgage origination process and making it future-proof. The implementation went smoothly and quickly within just 8 weeks thanks to the flexibility and commitment of the Oper team."
Attila SoĂłs
Deputy CEO at Fundamenta-Lakáskassza
"Oper’s capabilities to tailor their solution to our specific needs exceeded our expectations and were further reflected during their thorough and professional onboarding process. We are more than excited for the full roll-out to our 1000+ agents and can’t wait to get additional value out of the Oper platform."
VĂ©ronique Jacobs
Product Manager at Triodos Bank
"Since we are using our new digital mortgage simulation tool by Oper, not only did we achieve a significant increase in the number of qualitative leads, but we also saw a remarkable 27% increase in the conversion rate. The flexibility of Oper's digital solutions for mortgage loans has given us great satisfaction and the results exceed our expectations."
Yannick Grandjean
Digital Banking Manager at Bank Cler
‍“The new online mortgage application process significantly improved Bank Cler’s ability to distribute mortgages digitally. Compared to our previous channel, our reports show increasing volumes and a higher conversion rate.”
Herman Bruyland
Managing Director at Creafin
“Our credit application tool Creanet 2.0., developed by Oper Credits, facilitates a paperless, smooth and workflow driven origination process that enables us to expand our business. Furthermore, Oper Credit’s team is very responsive to our needs and is value added.”

See how Oper makes impact

Bank-grade Security

Protect your data with bank-level security and robust GDPR compliance.

Read our latest posts

Learn more about digital mortgages and stay up to date with industry news

The future of mortgages starts today

Empower your advisors with Oper’s cutting-edge mortgage origination platform with AI features. Book a demo with our expert today to see how Oper can supercharge your processes.