Mortgage journeys designed for the digital age

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Trusted by industry leaders

Tired of inefficient mortgage processes?

Oper enables lenders to digitise mortgage origination and deliver an exceptional borrower experience faster than ever before

Your ultimate digital mortgage platform

Boost your conversion rates

Increase your sales volumes and shorten cycles by opening up new channels. Oper’s self-served borrower affordability calculator filters out prospects less likely to convert.

Offer digital experiences

Provide personalised mortgage journeys that fosters transparency and reduces borrower anxiety. Exceed industry standards with our white-label platform that ensures a coherent user experience.

Increase operational efficiency

Streamline and centralise your mortgage origination on a single platform that promotes team collaboration and transparency. Automate your underwriting and improve loan request quality with our AI tools.

Provide personal assistance digitally

Use Oper to streamline mortgage processes so you can focus on what matters - helping your borrowers personally to purchase their dream homes.

Make your mortgages paperless

Request all data and documents from borrowers digitally, manage all files within a single platform and automatically generate loan request PDFs, drastically reducing the need for physical paper.

Bank grade compliance

Protect your data with bank-level security and a robust GDPR compliance. Our ISO 27001 certification assures our responsible data handling, in accordance with applicable laws.

Crafted by experts

Oper combines mortgage expertise with skills to create a world-class tech. Leading European lenders choose to implement Oper’s best-in-class mortgage solution within weeks rater than building software in-house.

A real impact that can be measured

Explore how Oper's mortgage software helps our lender clients with their mortgage origination

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+81%

faster mortgage decision

+90%

boost in first-time-right scores

+25%

customer conversion

From pre-application to closing

Oper's digital mortgage platform will assist you in all steps of the process

Affordability Check

Provide an outstanding borrower experience and generate leads with our high-converting affordability simulators

Application

Let borrowers submit documents online so your advisors can review the loan requests easily

Closing

Automate document verification, run credit checks, generate mortgage offers, and sign them digitally

Connect it all with via our composable API platform

See how we did it with Bank Cler

Learn more about how Bank Cler's collaboration with Oper has improved the digital mortgage journey for Swiss expats:

Read the case study

Mortgage technology trusted by industry leaders

Klaus Kumpfmüller

CEO at HYPO Oberösterreich

"Thanks to Oper's innovative software solutions, we are successfully digitizing our mortgage origination process and making it future-proof. The implementation went smoothly and quickly within just 8 weeks thanks to the flexibility and commitment of the Oper team."

Attila Soós

Deputy CEO at Fundamenta-Lakáskassza

"Oper’s capabilities to tailor their solution to our specific needs exceeded our expectations and were further reflected during their thorough and professional onboarding process. We are more than excited for the full roll-out to our 1000+ agents and can’t wait to get additional value out of the Oper platform."

Véronique Jacobs

Product Manager at Triodos Bank

"Since we are using our new digital mortgage simulation tool by Oper, not only did we achieve a significant increase in the number of qualitative leads, but we also saw a remarkable 27% increase in the conversion rate. The flexibility of Oper's digital solutions for mortgage loans has given us great satisfaction and the results exceed our expectations."

Yannick Grandjean

Digital Banking Manager at Bank Cler

‍“The new online mortgage application process significantly improved Bank Cler’s ability to distribute mortgages digitally. Compared to our previous channel, our reports show increasing volumes and a higher conversion rate.”

Herman Bruyland

Managing Director at Creafin

“Our credit application tool Creanet 2.0., developed by Oper Credits, facilitates a paperless, smooth and workflow driven origination process that enables us to expand our business. Furthermore, Oper Credit’s team is very responsive to our needs and is value added.”

The future of mortgages starts today

Do you want to see how Oper’s solutions can streamline mortgage process, reduce costs and increase conversion rates at your institution?

Book a demo

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